Wednesday 28 September 2011

Health-insurance premiums

Health insurance premiums for workers and companies are growing at a rate three times last year, far more than increases in wages, and reveals a new poll. And increased insurance premiums paid family health plans in the employer-paid nine percent this year, while single premiums rose eight percent, a rate much higher than percent in the past three and five percent respectively. Reported the findings in the annual survey for the Kaiser Family Foundation.


Premiums superior to higher wages
Increases in wages not keep up with the increase in premiums. In the United States, in contrast to other developed countries, are mostly sponsored health insurance by employers. In 2010, was about 170 million Americans have health insurance through employer-sponsored plans, although many Americans lose this feature due to a weak economy.

A sharp rise in premiums
In this study were collected more than 2000 business owners and the public. Found that the annual contribution of staff towards the head of the family-sponsored health coverage to 28% on average, about $ 4129. This represents an increase of 131% compared to 10 years. Including the contribution of employers, total premiums increased 113% since 2001 to an annual amount of $ 15,073.

Little more covered
However, there is some good news and health care reforms, Obama seems to be paying off. He said he aims to increase insurance coverage for those under the age of 26. The study reveals that U.S. companies have added about 2.3 million children in health insurance plans offered by the family and parents. Experts say this may be one of the reasons behind the rise in premium costs.

Increasing costs of health care concern
Insurance companies also blame rising premiums on the increasing expenses of medical care. Debate over health care spending, which rose faster per capita compared with the country's economy over the past several decades. The conference will discuss how to reduce the high cost of health care, even a committee in Congress seeks to reduce the deficit in the budget of the United States more than a trillion dollars.

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